Income Protection Claims

When you unable to work, due to illness or injury, you should be able to claim on your income protection cover. That’s the good news! Unfortunately, most income protection insurance cover will also include a minimum period where you’ve been unable to work before they assess your claim. And that is only part of the picture! Trust Claims Assistance to help you clarify your coverage and submit your claims to get a prompt response.

​Greg has been helping my family for a couple of years now and he is completely professional, attentive and most knowledgeable about all aspects of our insurance cover. When I had my illness he was able to help immediately – especially with assisting me complete all those forms. He regularly touches base with us to make sure I am all well and to offer any further assistance. We would highly recommend Greg.

Andrew, Building Inspector

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Income Protection Claims Assistance

We are here to help!

All income protection insurance policies have a “waiting period” commensurate to the amount of time you need to be incapacitated or unable to work before you can submit an insurance claim. Waiting periods will range from 14 days to 2 years.

To keep paying the bills

Income Protection Claims is especially helpful if you don’t have sick leave or annual leave to rely on (and that would be most self-employed and employees in Australia!) If being incapacitated and unable to work means you’ll struggle to pay the bills or look after your family, then income protection could prove necessary.

An overlap with your Trauma Insurance or TPD Cover?

In many cases, claimants find they have multiple types of coverage and with more than one insurer. We can help sort out your claims and make sure you’re paid promptly and correctly where possible. Your income protection payments may have to clear the waiting period, but your Trauma or TPD cover may pay you out immediately.

Insurance claims assistance can help you clarify your insurance cover inclusions and get your claims processed promptly.

 

We Respond Quickly To Your Income Protection Insurance Enquiries

At Claims Assistance, we understand the importance of getting on top of your claims quickly. That Is why we guarantee to get back to your enquiries within 48 hours.

We’re experts at clarifying your coverage and getting your claims submitted fast. We derive immense satisfaction from seeing our clients receive prompt payments so they can focus on their health.

 

Call us on 02 9388 9199 or fill out our contact form…

Competitive pricing guaranteed. 100% Spam free. No hassles.

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Case Studies

Read on to learn about some of our best and most satisfying client outcomes. We often encounter Australians in dire circumstances, the victims of terrible accidents and illnesses.

It’s our pleasure and our privilege to help them get prompt answers from their insurance company and to help them secure the payments they are owed promptly. 

Parkinson's Disease

Case #1 – 53 year old male who was diagnosed with Parkinson’s Disease who had  three retail superannuation funds all with TPD insurance and income protection insurance.  Claims Assistance was able to secure all TPD benefits paid, access to superannuation under the early release provisions, and access to income protection.  The value of these benefits were approximately $350,000.

Case #2 – 36 year old male who was diagnosed with Parkinson’s Disease who had two retail superannuation funds where one contained  TPD insurance.  Claims Assistance was able to secure the TPD benefit paid and access to superannuation under the early release provision.  The value of this benefit was approximately $700,000.

Case #3 – 49 year old male who was insured under a mutual policy that provided a TPD style benefit payment (the mutual fund was not an insurance company though presents similarly).  Claims Assistance was able to secure this TPD benefit was paid.  The value of this benefit was approximately $800,000.

Stroke

Case #1 – 54 year old male with one corporate superannuation fund that contained TPD insurance, income protection insurance and a defined benefit scheme for the superannuation balance.  Claims Assistance was able to secure the TPD benefits paid, ensure the income protection insurance was paid following the completion of all employment entitlements (accrued sick leave, annual leave and long service leave),  and access to superannuation under the early release provisions.  The value of this benefit was approximately $1,000,000

Case #2 – 48 year old male with aneurysm/stroke. Claims Assistance was able to secure the early release of superannuation within 3 weeks.

Case #3 – 56 year old female with one industry fund.  Claims Assistance was able to secure the TPD benefit paid and access to superannuation under the early release provision.  The value of this benefit was approximately $150,000.

Motor Neurones Disease (MND)

45 year old male with one retail superannuation funds that both contained TPD insurance.  Claims Assistance was able to secure both TPD benefits and access to superannuation under the early release provision.  The value of this benefit was approximately $1,300,000

Mental Health

39 year old female with depression/anxiety with one corporate superannuation fund containing TPD insurance.  Claims Assistance was able to secure the TPD benefit paid and access to superannuation under the early release provision.  The value of this benefit was approximately $350,000 and took 4 weeks.

Lung Disease

58 year old male with chronic lung disease with one retail superannuation fund containing TPD insurance and income protection insurance.  Claims Assistance was able to secure the TPD benefit paid, to secure income protection payments which were back dated and access to superannuation under the early release provision.  The value of this benefit was approximately $1,200,000.

62 year old male with emphysema with one retail insurance policy containing life and TPD insurance.  Claims Assistance was able to secure the TPD benefit paid..  The value of this benefit was approximately $800,000.

Cancer

Case #1 – 58 year old make with lung cancer with one retail insurance policy.  Claims Assistance was able to secure the trauma benefit paid. The value of this benefit was approximately $180,000. This was paid in 7 days from submission of the claim.

Case #243 year old female with breast cancer with one retail insurance policy.  Claims Assistance was able to secure the trauma benefit paid. The value of this benefit was approximately $300,000. This was paid in 5 days from submission for the claim (and is a record!).

Case #353 year old male with bladder cancer with one retail insurance policy. Claims Assistance was able to secure the trauma benefit paid. The value of this benefit was approximately $400,000. The claim was initially declined as the insurer had based their decision on incorrect information..

35 year old female with thyroid cancer with one retail insurance policy. Claims Assistance was able to secure the trauma benefit paid. The value of this benefit was approximately $280,000.

So if you have a question about TPD insurance Sydney call us today.

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I have been a customer of Greg and would recommend him for his services in personal insurance.  He has worked hard as the intermediary with my insurance company and has come up with an excellent result given the circumstances of my situation. It is most unlikely I would have had this outcome without his assistance.

James, Doctor